Welcome to Over Water. These Terms and Conditions outline the rules and regulations for the use of our website and services. By accessing this website, we assume you accept these terms. Do not continue to use Over Water if you do not agree to take all of the terms and conditions stated on this page.

1. Services
Over Water provides project management services including business consulting, capital management, and operational strategy development. We reserve the right to modify or discontinue any service at any time without prior notice.

2. User Responsibilities
By using our services, you agree to provide accurate information and to comply with all applicable laws and regulations. You are responsible for maintaining the confidentiality of your account and password.

3. Intellectual Property
All content, trademarks, and other intellectual property on this website are the property of Over Water or our licensors. You may not reproduce, distribute, or create derivative works from any content without our express written permission.

4. Limitation of Liability
In no event shall Over Water, nor any of its officers, directors, employees, or agents, be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

5. Governing Law
These terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Over Water operates.

6. Changes to Terms
We may update our Terms and Conditions from time to time. We will notify you of any changes by posting the new Terms and Conditions on this page.

By continuing to use our services after any changes, you agree to be bound by the revised terms.